Uninterrupted Money Movement

Cake Capital enables Fintechs to provide banking services and payments to their clients by leveraging a network of banks and payment rails around the world.
UI
UI
UI

Fetch transfer details

curl

'https://api.cakecapital.com/accounts'

\

-u :prod_1vWeqakwT2N7NYRtZkUPSBt4scn

\

-d

account_id

=

Cake Capital

\

-d

bank_account_id

=

JPMorgan Chase Bank, N.A.

\

-d

amount

=

241

\

-d

type

=

DEBIT

\

-d

currency_code

=

USD

\

-d

description

=

"Recurring bill"

Available globally, we support hundreds of Select Customers & Partners

The operating system for money movement

Cake provides access to a global network of accounts, wallets and payment rails through a single dashboard & easy to integrate API.

Hold money in 30+ currencies

Manage multiple bank accounts effortlessly with our free transfer admin finance app. Hold money in over 30 currencies, say goodbye to hidden fees and enjoy.

Hold money in 30+ currencies

Manage multiple bank accounts effortlessly with our free transfer admin finance app. Hold money in over 30 currencies, say goodbye to hidden fees and enjoy.

Hold money in 30+ currencies

Manage multiple bank accounts effortlessly with our free transfer admin finance app. Hold money in over 30 currencies, say goodbye to hidden fees and enjoy.

  • USD

    EUR

    GBP

    JPY

    CNY

    BRL

    USDC

  • AUD

    CAD

    CHF

    INR

    AED

    NOK

    NZD

    SEK

Send real-time with 60+ local payout rails

Discover the ease of managing your finances with our intuitive money transfer app. Wave goodbye to hidden fees and enjoy smooth, hassle-free transactions.

Send real-time with 60+ local payout rails

Discover the ease of managing your finances with our intuitive money transfer app. Wave goodbye to hidden fees and enjoy smooth, hassle-free transactions.

Send real-time with 60+ local payout rails

Discover the ease of managing your finances with our intuitive money transfer app. Wave goodbye to hidden fees and enjoy smooth, hassle-free transactions.

Banking, payments and compliance. All under one API

Cake provides Fintechs with a global network of FBO accounts, multi-level ledgering, cross-border and domestic payments, KYB, KYC and transaction monitoring. All in one dashboard. All in one easy-to-integrate API.

Banking, payments and compliance. All under one API

Cake provides Fintechs with a global network of FBO accounts, multi-level ledgering, cross-border and domestic payments, KYB, KYC and transaction monitoring. All in one dashboard. All in one easy-to-integrate API.

Banking, payments and compliance. All under one API

Cake provides Fintechs with a global network of FBO accounts, multi-level ledgering, cross-border and domestic payments, KYB, KYC and transaction monitoring. All in one dashboard. All in one easy-to-integrate API.

Fetch transfer details

curl

'https://api.cakecapital.com/accounts'

\

-u :prod_1vWeqakwT2N7NYRtZkUPSBt4scn

\

-d

account_id

=

Cake Capital

\

-d

bank_account_id

=

JPMorgan Chase Bank, N.A.

\

-d

amount

=

241

\

-d

type

=

DEBIT

\

-d

currency_code

=

USD

\

-d

-d

description

sub_account_id

=

=

"Recurring bill"

"1234567890xyz"

Seamless global card issuing

Create a custom card that reflects your unique style and personality. Choose from a range of colors. patterns, and design to customize card.

Seamless global card issuing

Create a custom card that reflects your unique style and personality. Choose from a range of colors. patterns, and design to customize card.

Seamless global card issuing

Create a custom card that reflects your unique style and personality. Choose from a range of colors. patterns, and design to customize card.

Faster payment processing

Track your spending patterns,analyze income or expanses easily, and receive personalized recomendations to optimaze your financial habits.

Faster payment processing

Track your spending patterns,analyze income or expanses easily, and receive personalized recomendations to optimaze your financial habits.

Faster payment processing

Track your spending patterns,analyze income or expanses easily, and receive personalized recomendations to optimaze your financial habits.

Embed financial services in your platform

Cake Capital offers a banking-as-a-service API that lets you embed financial services in your platform a single integration, enable your customers to hold funds, pay bills, locally and internationally.

Named subledgered accounts
Named subledgered accounts
Named subledgered accounts
SWIFT and 60+ local payouts
SWIFT and 60+ local payouts
SWIFT and 60+ local payouts
Built with trusted bank partners
Built with trusted bank partners
Built with trusted bank partners

Decrease time to market with our flexible solutions

Programmatically create accounts with local bank details around the world, hold and convert multiple currencies, streamline global payouts.

Fully API-based solutions
Fully API-based solutions
Fully API-based solutions
Pre-built white-label dashboard
Pre-built white-label dashboard
Pre-built white-label dashboard
Flexible pricing controls
Flexible pricing controls
Flexible pricing controls

Frequently Asked Questions

Got questions? We’ve got answers to help you get the most out of Monely.

What is Cake Capital? Do you ever custody customer funds?

Do you provide access to bank accounts & virtual IBANs?

Which currencies can my clients hold and pay in?

Which payment rails are available?

Which industries are prohibited?

What is Cake Capital? Do you ever custody customer funds?

Do you provide access to bank accounts & virtual IBANs?

Which currencies can my clients hold and pay in?

Which payment rails are available?

Which industries are prohibited?

What is Cake Capital? Do you ever custody customer funds?

Do you provide access to bank accounts & virtual IBANs?

Which currencies can my clients hold and pay in?

Which payment rails are available?

Which industries are prohibited?

Get Started today

Unmatched access to money movement, bank accounts, card networks, and bank capital. You're in the driver's seat to build your own products, on your terms, without layers in between.

Frictionless Money Movement

© Copyright 2025 GIMME CAKE CORP & CAKE CAPITAL LLC and it's affiliates. Cake Capital™ is not a lender or bank and does not sit in the flow of funds, Cake Capital products are issued by various financial institutions pursuant to their licenses. All product and company names are trademarks or registered trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

Frictionless Money Movement

© Copyright 2025 GIMME CAKE CORP & CAKE CAPITAL LLC and it's affiliates. Cake Capital™ is not a lender or bank and does not sit in the flow of funds, Cake Capital products are issued by various financial institutions pursuant to their licenses. All product and company names are trademarks or registered trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

Frictionless Money Movement

© Copyright 2025 GIMME CAKE CORP & CAKE CAPITAL LLC and it's affiliates. Cake Capital™ is not a lender or bank and does not sit in the flow of funds, Cake Capital products are issued by various financial institutions pursuant to their licenses. All product and company names are trademarks or registered trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.